Crypto.com’s Visa card lets you spend from your Crypto.com balance with automatic crypto→fiat conversion at checkout. Choose a tier via monthly subscription or 12-month CRO lockup, earn CRO rewards on purchases (tier-dependent), and add the card to Apple Pay/Google Pay for tap-to-pay.
Quick Facts
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Product: Crypto.com Prepaid Visa card (custodial; crypto auto-converted to local currency for card use).
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Card tiers: Midnight Blue • Ruby Steel • Jade Green/Royal Indigo • Icy White/Frosted Rose Gold • Obsidian • Prime (select regions).
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Access model: Pay a subscription (e.g., $4.99 or $29.99/mo) or choose a 12-month CRO lockup (from $500 up to $1,000,000 for Prime).
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Rewards: CRO back on everyday spending (up to 5% by default; Prime shows 8% where available) and elevated travel rewards (up to 15%)—caps apply on lower tiers; rewards are paid in CRO.
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Perks by tier: Spotify/Netflix rebates (duration varies by tier), airport lounge access on higher tiers, priority support.
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ATM & limits: Monthly free ATM allowance by tier (e.g., ~$200–$1,000); above that, fees apply. See regional Fees & Limits.
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Mobile wallets: Apple Pay/Google Pay supported in most regions (availability varies).
How It Works (at a glance)
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Apply in the Crypto.com app and choose a tier via subscription or CRO lockup.
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Issue a virtual card (order a physical card if needed) and add to Apple Pay/Google Pay where supported.
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Top up from your Crypto.com balances; the app handles crypto→fiat for card use.
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Spend anywhere Visa is accepted; earn CRO rewards on eligible transactions.
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(Optional) Use lounge and subscription rebates if your tier includes them.
