Cypher Card

Open Cypher Card Up to 50% fee share
Last updated: January 2, 2026
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Up to 50% fee share

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Platform Overview

Official Website: app.cypherhq.io
Category: Cards

About Cypher Card

Plans & Pricing

Standard (Free)

  • Virtual card

  • Apple Pay/Google Pay

  • Top-up: 0.5% (USDC), 1% (other coins)

  • FX (non-USD purchases): 1%

  • Physical card available (shipping fee)

Premium ($199/year)

  • Everything in Standard plus

  • Free metal card

  • USDC top-ups: 0% • other coins: 0.5%

  • FX (non-USD purchases): 0%

  • Fraud-protection perk (up to stated limit)

(Issuing bank may add 0.25–1% network fees on foreign transactions. Limits can be raised on request.)

How It Works (step-by-step)

  1. Sign up & verify your identity (KYC).

  2. Get your virtual card instantly and add it to Apple Pay/Google Pay.

  3. Load funds from your self-custody wallet (USDC or other supported coins).

  4. Spend anywhere online/in-store; crypto is converted to fiat during the flow.

  5. (Optional) Order a physical/metal card and set per-card limits, alerts, and family controls.

  6. Withdraw cash at ATMs if needed (fee applies).

Up to 50% fee share on Cypher Card

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