YO is a non-custodial yield optimizer. You deposit a supported asset (ETH, BTC, USD, EUR on Base/Ethereum), receive a yield-bearing yoToken (e.g., yoETH, yoUSD), and YO auto-allocates across DeFi strategies and chains for the best risk-adjusted yield, rebalancing as markets change.
Quick Facts
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What it is: Multi-chain yield aggregator with ERC-4626 yoVaults and redeemable yoTokens.
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Chains & assets (examples): Base vaults for yoETH, yoBTC, yoUSD, yoEUR (contract list published), plus Ethereum footprint.
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How yield accrues: The yoToken↔underlying exchange rate rises as underlying strategies earn (no rebase).
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Strategies (examples): Allocations span major primitives (e.g., Morpho, Pendle, Aerodrome, Reserve) with continuous rebalancing.
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Security: ERC-4626 vault architecture; public docs, addresses, and an Immunefi bug bounty.
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Token: No native token announced as of now.
How It Works
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Choose a vault (e.g., yoETH on Base) and deposit the underlying asset. You receive yoTokens.
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YO allocates your deposit across curated strategies and rebalances over time for risk-adjusted returns.
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Yield accrues in the yoToken exchange rate; you can track deposits/TVL in the app.
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Withdraw back to the underlying. If instant liquidity is tight, withdrawals may queue/settle asynchronously per vault liquidity.
