Best Crypto Debit Cards Comparison 2026
Compare crypto debit cards from 12 providers — cashback rates, fees, and card networks side by side.
| # | Card | Network | Cashback | Monthly Fee | Issuance | ATM Fee | Tiers | Highlights | Action |
|---|---|---|---|---|---|---|---|---|---|
| 1 |
Bybit Сard
Best |
Mastercard | Up to 10% | Free | Free | 1.2% | 3 | Highest potential cashback, crypto-to-fiat at checkout | View |
| 2 |
Crypto.com Card
|
Visa | Up to 5% | Free | $0–$50 | Free up to $800/mo | 5 | Spotify & Netflix rebates on higher tiers, metal cards | View |
| 3 |
Cypher Card
|
Visa | Up to 4% | Free / $9.90 | Free | — | 3 | Apple Pay & Google Pay, multi-currency support | Get Card |
| 4 |
Kolo Card
|
Visa | Up to 3% | Free | Free | — | 1 | Built-in wallet, BTC/ETH/USDT top-up | View |
| 5 |
Phantom Card
|
Visa | Up to 3% | Free | Free | — | 1 | Spend from CASH balance in Phantom wallet | View |
| 6 |
1nch Card
|
Mastercard | Up to 2% | Free | Free | — | 1 | 0%-interest borrowing at low LTV, instant virtual card | View |
| 7 |
Solayer Card
|
Visa | Up to 2% | Free | Free | — | 1 | Built-in wallet, designed for daily crypto spending | View |
| 8 |
Trustee
|
Visa | Up to 1.5% | Free | $0–$10 | 1% | 2 | Integrated crypto wallet + payment card | View |
| 9 |
Etherfi Card
|
Visa | Up to 1% | Free | Free | — | 1 | DeFi-native, spend from your wallet directly | View |
| 10 |
Revolut
|
Visa | Up to 1% | Free / £7.99+ | Free | Free up to £200/mo | 4 | Multi-currency, link to Crypto Pocket, Apple/Google Pay | View |
| 11 |
Gnosis Card
|
Visa | None | Free | Free | — | 1 | Self-custodial Safe smart account, spend stablecoins | View |
| 12 |
Metamask Card
|
Mastercard | None | Free | Free | — | 1 | Spend directly from MetaMask, self-custodial | View |
How Crypto Debit Cards Work
Crypto debit cards let you spend your cryptocurrency at any merchant that accepts Visa or Mastercard. When you make a purchase, the card provider automatically converts your crypto balance to the local fiat currency at the point of sale. Most cards offer cashback rewards paid in crypto or the exchange's native token.
Card tiers determine your cashback percentage and perks like free ATM withdrawals, airport lounge access, and subscription rebates. Higher tiers typically require staking the platform's native token (BNB, CRO, MNT, etc.) for a minimum period.
Frequently asked questions
What is the best crypto debit card for cashback?
Bybit Сard currently offers the highest potential cashback at Up to 10%, though the actual rate depends on your card tier and staking level.
Do crypto cards charge monthly fees?
Most crypto debit cards have no monthly fee. However, some charge issuance fees or fees for ATM withdrawals beyond a free monthly limit. Always check the specific card's fee schedule before applying.
Can I use a crypto card for everyday purchases?
Yes. Crypto debit cards work like regular Visa or Mastercard debit cards at any point of sale or online merchant that accepts these networks. The crypto-to-fiat conversion happens instantly at checkout, so merchants receive regular currency.